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About Us
At JohnRia Financial Solution, we provide financial assistance to help you manage your daily financial needs. Our goal is to offer financial support to anyone who needs funds and is able to return them with set interest. We operate through a mobile platform, providing financial support to people regardless of their location. We stand out by utilizing the latest technology for paperless documenting and maintaining a low return rate. Our core values include integrity and transparency in all financial transactions, as well as empowering individuals to achieve financial stability.
Our Vision
Our vision is to be the leading financial provider in the lending industry that help individuals achieve financial stability and success.
Our Mission
To empower our client, by assisting them in fulfilling their dream and aspirations through flexible loan service.
Our Services
We offer a range of amount starting from N$ 200.00 to maximum of N$1200.00 to help you achieve your daily needs.
Submission Of Documents
Documents Should be sent to WhatsApp business number
Click the WhatsApp Icon to chat with us or send your documents.
PAYMENTS
All payments are to be made to our below bank accounts
Bank Name: First National Bank (FNB)
Account Name: Johnria Financial Solution cc.
Account Number: 64280305606
branch: Windhoek
Branch Code: 280172
Swift/BIC code: FIRNNANX
Bank Name: Bank Windhoek
Account Name: Paulus Imalwa
Account Number: 8015516962
branch: Windhoek
Other means of payment can be forwarded to 0813789190.
1. P2C (pay to cell)
2. E-wallet
3.Easy wallet
4. Blue wallet
5. MobiMoney
All payment are to be made between 00:00 - 10:00 AM
Borrowed Capitals and Total Return Table
Understand the total return as a client, the amount you need to settle at the end of your loan cycle. note that our loans are payable on payday or the day stipulated but equal to a One month interval to unemployed clients.
note !!
this payment does not include the transaction fees. transaction fee will be included in the notification sms
Borrowed
$ 300
$ 400
$ 500
$ 600
$ 700
$ 800
$ 900
$ 1000
$ 1200
$ 1300
30%
$ 90
$ 120
$ 150
$ 180
$ 210
$ 240
$ 270
$ 300
$ 360
$ 390
Total Return
$ 390
$ 520
$ 620
$ 750
$ 980
$ 1040
$ 1170
$ 1300
$ 1560
$ 1690
Windhoek
Namibia
JRFS loan Agreement
The loan agreement helps clients to understand JRFS T&Cs before they make decision to apply for a loan. To ensure that client do understand all the requirements before they make arrangement to apply. It is prohibited to download the document.
Policy
The policy document emphasis the duty and responsibility of the client toward the borrowed capitals and that of the business toward the clients. Clients must ensure to read the policy before continuing to apply for a loans
DOCUMENTS REQUIRED




DOCUMENTS REQUIRED
ID
KYC
3-month Bank statement
Pay Slip
A collateral which has a value equal to the loan of a client is required.
Opening Hours
Mon - Fri: 8am - 5pm
​​Saturday: 8am - 10pm
​Sunday: Closed
How to Apply
Products / Services
Trusted
You can apply a loan with us at 30% interest
​
To apply for a loan, the following are the requirements:
1. Picture of your ID front and back
2. A downloaded bank statement or pay slip (clear picture)
3. KYC (self-identified with ID front side, below your chin)
4. Collateral ( equal to the total return of a loan
Efficient
We understand the importance of time when it comes to application of your funds. That's why we offer fast and efficient services that help you save time and focus on what matters most to you.
At JRFS, we offer a pay day loans tailored to meet the unique needs of our clients:
3.1 Personal Loans: Designed to assist individuals in financing personal expenses, such as medical bills, education, home renovations, or travel.
3.2 Business Loans: Aimed at supporting small businesses and those looking to expand their operations, purchase equipment, or boost working capital.
At present JRFS is serving only at 3.1 for a time being until it grows to its 100% operation to serve and funds small business.
At JohnRia Financial Solution, we prioritize your financial needs and strive to provide you with the best financial solutions that you can trust. Our office will work closely with you to eliminate your financial problem and provide customized solutions that meet your needs.
FUTURE GROWTH FORECAST


Mr. JohnRia (PIK)
In a world filled with many opportunities to offer a helping hand, is great that you do it without hesitation. As the OWNER of JohnRia Financial Solution cc (JRFS cc), I would like to bring innovation to the lending industry to ensure that our clients do not live seeking how to solve their daily need, yet not draining our client's pocket to a point of not being able to live their life with their monthly income.